Guide
A global transaction fraud threat analysis
Transaction fraud continues to pose a significant threat across the EMEA and APAC regions. As digital payment adoption accelerates, so does the sophistication of fraud schemes. This guide explores how transaction fraud occurs, the challenges in detecting it, and the latest strategies to prevent it.
Unauthorised and authorised fraud losses have surged past £600 million in the first half of 2025. Authorised Push Payment (APP) fraud increased by 12% compared to the same period last year, while cases of unauthorised fraud increased by 19% year-on-year.1
While most businesses concentrate on combating unauthorised fraud, authorised payment fraud is rapidly emerging as the fastest-growing risk and it’s far more challenging to detect.
Why? Because these transactions look legitimate. They’re approved by the genuine customer using their own device. Traditional fraud detection systems often fail to flag them, leaving businesses exposed to social engineering attacks.
Have you experienced cases where customers report fraud after the transaction was approved as legitimate? If so, your organisation may already be vulnerable.
UK Finance. (2025, October 31). Over £600 million stolen by fraudsters in first half of 2025 [Press release].
Our transaction fraud guide explores:
- How transaction fraud happens
- Core challenges when detecting authorised and unauthorised transaction fraud
- A regional snapshot of transaction fraud
- How to protect your business without disrupting customer experience
Start protecting your business, get your copy of the latest transaction fraud guide today.
Download the latest global transaction fraud guide
Explore how transaction fraud is evolving and uncover strategies to protect your business.
