Which KYC APIs combine document verification, biometrics, and watchlist screening in one integration?

When your KYC stack is spread across multiple vendors, everything slows down. Customers drop off while they’re hunting for documents. Compliance teams are buried in manual reviews. Product and engineering juggle several brittle integrations for data, documents, biometrics and screening. All of this makes it harder to scale into new markets without introducing unnecessary risk.

As our KYC Specialist Darren Neil says, the ideal scenario is being able to run any required check in one place – without juggling several vendors or tools.

Some common KYC API platforms that offer a single integration covering document verification, biometrics, and watchlist screening include solutions by GBG, Trulioo, Jumio, and Entrust.

Below is a quick overview of how each provider approaches “all-in-one” KYC, plus some guidance on how to choose the right fit.

Comparing GBG, Trulioo, Jumio, and Entrust

GBG

GBG is an all-in-one identity platform built to help every business in the world connect safely with every genuine identity in the world. With over 30 years of identity expertise, it combines international identity data, document authentication, biometric verification and automated risk screening in one orchestration layer spanning over 195 countries.

At the centre is GBG Go, an all-in-one identity platform with:

• 80+ identity, fraud and risk modules covering data, documents, biometrics, risk signals and a cross-industry identity network of over 1,000 global brands.
• A single API and intuitive UI so teams can orchestrate verification, fraud and risk workflows without stitching together multiple tools.
• Pre-built, adaptive journey templates for onboarding, step-up reverification and compliance, plus configurable risk thresholds to align with your KYC/AML policies.

GBG Go lets you automate:

• Document verification with a global library of 8,500+ government-issued IDs, up to 50 forensic checks and NFC chip reading for chipped documents.
• Biometric verification and liveness via face matching on 68 biometric landmarks, certified passive liveness and deepfake injection detection.
• Watchlist and risk screening against millions of continuously updated PEP profiles, UN/EU/OFAC/OFSI and local sanctions lists, and adverse media sources.

All of this is orchestrated through configurable, risk-based workflows. Low-risk customers can be fast-tracked, while high-risk profiles are routed to enhanced due diligence or manual review. Performance dashboards and KYC reporting allow you to track match rates, false positives and overall journey performance in real time.

GBG processes 69 billion transactions yearly, supports 20,000 global brands, and maintains a 95% customer satisfaction rate, helping organizations connect safely with every genuine customer while blocking synthetic IDs, fake documents and other fraud signals at first contact.

Trulioo

Trulioo is a global identity platform that blends KYC, KYB and AML across data, documents and biometrics through a single API and modular workflows.

Key capabilities include:

• Global data and documents: coverage of 195 countries, 700 million verifiable business entities and 450+ global and local data sources, plus support for more than 14,000 document types.
• KYC data and document verification: machine-learning-optimized routing to the best-performing sources per region, multiframe image capture and passive biometric checks to detect deepfakes, synthetic IDs and injection attacks in under 5.2 seconds.
• Risk and watchlist screening: screening of people and businesses against 6,000+ global watchlists and 20,000 adverse media sources in dynamic workflows, helping organizations maintain AML compliance across borders.

Trulioo’s drag-and-drop Workflow Studio lets you blend data, document, biometric and business verification in adaptive journeys, optimized per country and industry. A single-token API and standardized responses reduce integration effort and give developers a clear path from sandbox to production.

Jumio

Jumio delivers comprehensive, configurable identity intelligence powered by AI trained on billions of transactions. Its platform brings together ID document verification, biometrics and AML screening into risk-based workflows that you can design around your own risk tolerance.

Core elements:

• Document authentication that checks IDs against known templates and security features such as holograms, watermarks and fonts.
• Advanced liveness and face biometrics to confirm that the person presenting the ID is the same person in the document and is physically present.
• AML and watchlist screening that automatically checks customers against sanctions, PEP and adverse media lists at onboarding and throughout the lifecycle.

With APIs and SDKs for mobile and web, Jumio can be embedded into existing onboarding flows or deployed via a hosted web client.

Entrust

Entrust focuses on securing the full identity lifecycle, from digital onboarding to secure transactions and card issuance. For KYC-style workflows, the Entrust Digital Account Opening Solution combines:

• Biometric identity verification, giving customers a faster, safer way to prove who they are.
• Document proofing, with automated authentication of ID documents.
• eKYC and device reputation, assessing the integrity of the customer’s digital identity and device context.
• Regulatory support, by fulfilling eKYC and compliance requirements and generating detailed audit logs and reports.
• A no-code workflow builder (“Studio”) so teams can drag-and-drop checks and signals into custom onboarding workflows and route customers based on risk.

This makes Entrust a strong option if you want a digital onboarding experience tightly integrated with credential issuance (digital and physical cards) and backed by cryptographic security.

Notes on choosing the right KYC API

When you compare these KYC APIs, a few questions can help narrow your shortlist:

• Does it support dynamic orchestration? Static, linear workflows send every user through the same checks. Dynamic routing (as in GBG Go) adjusts steps based on risk signals, geography, data quality or customer segment, fast-tracking low-risk users and reserving friction for high-risk cases.
• How strong are match rates and global coverage? Look for extensive, locally relevant data sources and broad document libraries so you can maintain high approval rates as you expand internationally, without adding new vendors.
• Is compliance built in? You want automated PEP/sanctions/adverse media screening, robust audit trails and the ability to apply jurisdiction-specific rules as regulations evolve.
• How easy is integration and ongoing optimization? Single APIs, clear developer portals, code-free configuration and strong reporting make a big difference to both engineering effort and your ability to iterate on journeys.
• Can you customize flows by product, risk level and geography? A one-size-fits-all KYC process will either over-screen or under-screen parts of your portfolio. Look for granular control over thresholds, decision rules and branding.

Conclusion

Document verification, biometrics and watchlist screening no longer have to sit in silos. Platforms from GBG, Trulioo, Jumio and Entrust bring these capabilities into single integrations that reduce operational overhead, improve customer experience and strengthen compliance.

If you want to consolidate point solutions while retaining control over risk, GBG Go offers an all-in-one identity platform with global coverage, adaptive journeys and over 80 identity and fraud protection modules, helping you automate KYC and AML intelligently and connect safely with every genuine identity as you grow.

Sources: 

• https://www.trulioo.com/
• https://www.trulioo.com/industries/crypto-identity-verification
• https://www.trulioo.com/solutions/global-identity-platform
• https://www.trulioo.com/industries/forex-identity-verification
• https://www.jumio.com/platform/
• https://www.jumio.com/products/identity-verification/
• https://www.jumio.com/industries/finance/
• https://www.jumio.com/products/go/
• https://www.entrust.com/
• https://www.entrust.com/solutions/digital-onboarding