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Best identity verification solutions for gaming compliance across US states

For compliance, fraud, and product teams in gaming, identity verification is rarely a single-check problem. Operators have to confirm age, establish identity, assess risk, detect fraud, and, in many cases, validate location and affordability signals without adding so much friction that legitimate players abandon signup. 

The challenge becomes even harder across the US, where gaming rules differ by state and operators need onboarding flows that can adapt to different regulatory and operational requirements. 

The right identity verification platform can help operators:

  • Verify player identity and age
  • Meet Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements
  • Detect fraud and bonus abuse early
  • Adapt onboarding flows to state-specific gaming rules
  • Reduce signup drop-off and improve conversion rates
  • Provide clear audit trails for regulators

Several vendors provide solutions used across the gaming industry. Among the most commonly considered are GBG, Jumio, Ondato, and GambleID.

Comparing GBG, Jumio, Ondato, and GambleID at a glance

Feature

GBG

Jumio

Ondato

GambleID

Identity and age verification methods

Uses global and local data sources across 50 countries, 8,500+ global ID types across 195 countries, and document verification & biometric checks to confirm identity and age

Document verification with selfie biometrics and liveness detection

Document verification, biometric liveness detection, video verification, and NFC passport checks

Identity verification and KYC checks designed for US gaming compliance

AML and compliance screening

450 PEPs, sanctions, and adverse media watchlists & AML monitoring aligned with US regulatory requirements is integrated into the platform

AML tools including sanctions screening, PEP checks, watchlist monitoring, and adverse media screening

Customer due diligence tools including sanctions and PEP screening, registry checks, and adverse media monitoring

AML and OFAC sanctions screening aligned with US regulatory requirements

Fraud detection and risk signals

Fraud detection, risk scoring, and cross-industry fraud intelligence through the GBG Trust network covering 28+ sectors 

Risk signals such as device intelligence, IP analysis, phone and email checks, and database verification

AI-driven risk analysis combining document authenticity checks and biometric verification

Focus on compliance risk through rules management and verification workflows tied to state regulations

Gaming specific compliance capabilities

Configurable onboarding workflows, with  80+ checks including identity verification, age verification, affordability checks, and tools to detect fraud and bonus abuse across US states

Age verification, identity verification, fraud and bonus abuse prevention, support for regulated gaming markets

Provides identity verification and reusable age verification

Designed specifically for US gaming operators with geolocation, geofencing, and state-based rules management

GBG: Identity verification solution for US gaming compliance

GBG offers a global identity verification platform called GBG Go, designed to support compliance and fraud prevention through a single API-driven system.

The platform combines multiple identity and fraud tools into a unified environment.

Key capabilities include:

  • Identity verification using global, authoritative data sources across 50 countries
  • Document verification and biometric checks with 8,500+ global ID types supported across 195 countries. GBG’s tech will process 50+ forensic ID authentication tests on an identity document in seconds, with 99% accuracy on photo tampering
  • Screening against 450 PEPs, sanctions, and adverse media watchlists
  • Fraud detection and risk scoring through device and mobile intelligence, email intelligence, address verification, age verification, and the GBG Trust cross-industry network
  • Configurable onboarding workflows with more than 80 identity, fraud, and risk modules
  • Investigation dashboards with a full suite of research tools and stored customer inputs in one place to support customer care, compliance, and auditing requirements

Gaming-focused capabilities

For gaming operators, GBG focuses on three main areas:

  1. Compliant player onboarding
  • Age verification
  • Identity verification, including SSN verification, and document and biometric verification
  • Risk-based onboarding journeys and ongoing monitoring to adapt to changing risk, behavior and regulatory exposure over time 
  • A/B testing and actionable insights to reduce drop-offs and maximize pass rates 
  • AML, PEPS, sanctions, and adverse media screening and Know Your Business (KYB)  solutions to support compliance with confidence 
  • 25+ US State licenses 
  1. Fraud and bonus abuse prevention
  • Cross-industry intelligence through the GBG Trust network
  • Identification of suspicious patterns during onboarding 
  • Early detection of multi-accounting and bonus abuse
  1. Vulnerable player protection
  • Financial risk checks designed to assess affordability
  • Risk checks to identify signs of vulnerability, including bad debt and bankruptcy 

Real-world results

Several gaming organizations report measurable improvements after implementing GBG’s solution.

Examples include:

  • Atlantic Lottery increased its pass rate for new iCasino players from 68% to 82%, resulting in a 14% increase in successful registrations while reducing manual verification calls by 30%.
  • NSUS Group increased genuine player pass rates by 30%.

GBG’s systems process around 65 billion transactions annually and are used by 20,000 global brands across industries.

“As you enter new markets, you want an identity provider that can help you launch in those regions and offer everything you need to onboard customers within one tool, so you don’t have to keep integrating with new vendors.

For example, if you want to launch in the US, your KYC provider must have a gaming supplier license, and also be able to operate in the specific state you want to launch in.” - Rebekah Jackson, Global Director of Gaming at GBG

Jumio

Jumio is widely used in the gaming industry for document-based identity verification and biometric authentication. The platform focuses on confirming a player's identity using government-issued ID documents and selfie verification.

How Jumio identity verification works

The process typically involves:

  1. The user captures a photo of their government ID.
  2. The user takes a selfie.
  3. The system checks the document for authenticity.
  4. Facial biometrics compare the selfie with the ID photo.
  5. Liveness detection confirms the user is physically present.
  6. A risk decision is returned in seconds.

This approach helps ensure the player is both real and the legitimate owner of the ID document.

Additional risk signals

Jumio also allows operators to combine document verification with other checks, including:

  • Device intelligence
  • IP analysis
  • Phone number verification
  • Email reputation checks
  • Address validation
  • Government database checks
  • Social Security number verification

For compliance teams, the platform also includes AML capabilities such as:

  • Sanctions screening
  • PEP checks
  • Watchlist monitoring
  • Adverse media screening

Jumio also highlights features designed to improve onboarding conversion, including automatic course correction when users capture poor-quality ID photos.

Ondato

Ondato provides an AI-powered identity verification platform designed for fast, automated KYC.

The system supports several identity verification methods:

  • Photo-based document verification
  • Video-based identity verification
  • NFC-based passport verification
  • Biometric liveness detection

According to Ondato, most verifications can be completed in around 30 seconds.

Compliance and risk monitoring

For regulated sectors such as online gambling, Ondato also provides broader compliance tools:

  • Customer Due Diligence (CDD)
  • Registry checks
  • Sanctions and PEP screening
  • Adverse media monitoring
  • Regulator reporting

A notable product within the Ondato portfolio is OnAge, a reusable age verification solution designed to confirm age eligibility without storing personal data.

GambleID

GambleID is designed to align onboarding processes with the regulatory requirements of different US states.

Key capabilities

The platform combines several compliance tools into a single environment:

  • Identity verification and KYC checks
  • Geolocation and geofencing
  • AML and OFAC sanctions screening
  • Payments infrastructure
  • Rules management tailored to state regulations

Because US gaming rules vary significantly by jurisdiction, GambleID’s rules engine allows operators to adjust verification workflows depending on where the player is located.

Support for gaming operators

In addition to technology, GambleID provides operational support for gaming companies entering regulated markets.

This includes:

  • Licensing support
  • Regulatory coordination
  • Financial services integration
  • Market launch support

The platform supports multiple gaming categories, including:

  • Sportsbooks
  • Online casinos (iCasino)
  • Sweepstakes platforms
  • Skill-based gaming
  • Social gaming
  • Horse racing

By combining KYC, payments, and geolocation tools, GambleID aims to provide a more unified compliance infrastructure for US gaming operators.

How to choose the right identity verification platform

Selecting an identity verification provider depends on several factors, including geographic coverage, regulatory complexity, and onboarding goals.

Key evaluation criteria often include:

Regulatory coverage

  • Does the platform support state-specific requirements?
  • Are AML, PEPS, and sanctions screening tools included?

Fraud detection capabilities

  • Can the platform detect multi-accounting or bonus abuse?
  • Are device and behavioral signals available?

User experience

  • How many steps are required for verification?
  • What is the expected pass rate for genuine players?

Integration flexibility

  • Does the provider offer API-first architecture?
  • Can workflows be customized for different states or risk levels?

Operational visibility

  • Are there dashboards for compliance teams?
  • Can teams review and investigate verification failures?

FAQs about identity verification for gaming compliance across US states

1. What identity checks are required for online gaming compliance in the US?

Online gaming operators must typically complete several checks before allowing a player to participate. These requirements vary by state but generally include:

  • Age verification to confirm the player meets the legal gambling age (usually 21 for casinos and sportsbooks).
  • Identity verification (KYC) to confirm the player’s name, address, and date of birth.
  • AML screening to check individuals against sanctions lists such as those maintained by the U.S. Office of Foreign Assets Control (OFAC).
  • Fraud risk assessment using signals such as device behaviour, IP address, and account activity.
  • Geolocation verification to ensure the player is physically located in a state where online gaming is permitted.

2. How does identity verification reduce fraud in online gaming?

Identity verification helps operators detect and prevent several types of gaming fraud, including:

  • Multi-accounting, where users create multiple accounts to exploit bonuses
  • Identity theft, where stolen personal information is used to create accounts
  • Bonus abuse, where promotions are exploited at scale
  • Underage gambling, where minors attempt to bypass age restrictions

Modern identity platforms combine multiple signals to assess risk, such as:

  • Government ID verification
  • Facial biometrics and liveness detection
  • Behavioural analysis
  • Email, device, and mobile intelligence  
  • Shared fraud intelligence networks
  • Ongoing monitoring 

By combining these signals, operators can detect suspicious behaviour early while allowing genuine players to pass verification quickly and securely.

 

Sources:

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